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Rent vs buy

Compare end-of-period wealth under two editable scenarios.

Your assumptions

Your scenario

Owner terminal wealth₹58,54,531
Renter terminal wealth₹73,03,509
Owner minus renter₹-14,48,978
Remaining loan₹66,53,029

Estimate only · based on the inputs shown

How to read this result

Unlevered costs and loan cash flows are compared monthly. Renter invests down payment + purchase costs, and each month invests (or withdraws) owner outflow minus rent. Constant returns; no income tax, rent deposit, or tax benefits. Terminal owner wealth assumes a sale.

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